checking account





Do You Kasasa?
Isn't it time that your checking account pay you?

At Life Credit Union, we think that your free checking account should do more than just be a free checking account. So, how about a free checking account that rewards you for doing normal banking activities? That's the kind of checking account we think our members deserve.

That’s why we offer Kasasa!

"Kasasa." Funny name, serious cash rewards.

Our free Kasasa Cash® checking pays you in high dividends monthly, and refunds your ATM fees anywhere in the U.S.*

If you'd rather have cash back on your debit card purchases, free Kasasa Cash Back® checking is the way to go. Plus, you'll get refunds on your ATM fees, nationwide* (so you can pretty much make any ATM your ATM!).

Free Kasasa Tunes® checking is for the online shopper who loves music, movies, and more. You’ll get refunds on your iTunes®, Amazon.com®, or Google Play purchases monthly. And just like the other Kasasa checking accounts, you’ll also get refunds on your ATM fees.*

Kasasa makes it easy to save, too.
Link your Kasasa Cash or Kasasa Cash Back checking to
Kasasa Saver® to make saving automatic. The way it works is pretty simple: each month that you earn cash rewards in Kasasa Cash or Kasasa Cash Back, those earnings transfer into Kasasa Saver®. And your Kasasa Saver also pays you high dividends!

Sounds too good to be true?

A lot of things are, but Kasasa isn’t. You get rewarded for doing banking activities that save us money. We pay those savings back to you. It’s a win-win!

It’s easy to open your account.
If you are new, fill our our membership application to become a member of Life Credit Union and then come by the branch or give us a call.
If you already have a checking account with us, give us a call at 615-230-LIFE or email us at kasasa@lifecu.org and we can get you set up!  



 *Qualifications vary by account. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. ATM-processed transactions, transfers between accounts, debit and credit card purchases processed by merchants and received by Life Credit Union as ATM or PIN-based, signature based transactions and purchases made with non-Life Credit Union issued debit or credit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. Rewards vary by account. Depending on what Kasasa account you open, you will receive the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle: Interest on your checking balances (Kasasa Cash) / Cash back on debit card purchases (Kasasa Cash Back) / Reimbursements for iTunes, Amazon.com & Google Play purchases (Kasasa Tunes). When your Kasasa account qualifications are not met, reward distributions are not made. Rewards will be credited to your Kasasa account at the beginning of the next statement cycle. Rates and rewards are variable and may change after account is opened. Overdraft or NSF fees may reduce earnings. Account approval, conditions, qualifications, limits, timeframes, enrollments, logons and other requirements apply. No minimum deposit is required to open the account. Monthly minimum of twelve (12) Point of Sale debit card transactions that post and settle, access online banking once per month and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements, and logons may be required to meet some of the account’s qualifications. Limit 1 account(s) per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a Life Credit Union service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. iTunes is a registered trademark of Apple, Inc. Amazon is a registered trademark of Amazon.com. Google Play is a registered trademark of Google Inc. Apple Inc., Amazon.com and Google are not participants in or sponsors of this program.






Kasasa Free Rewards Checking
Kasasa® is our FREE checking that pays you for banking with us.
You can choose to earn cash back, high dividends, or iTunes, GooglePlay & Amazon.com rewards. There are no monthly fees or minimum balance needed to earn rewards.


You also get this with every Kasasa® account:
  • Nationwide unlimited ATM fee refunds
  • Free Online Banking
  • Free eStatements
  • Free Visa® Debit Card
  • Free Online Bill Pay, if used monthly
  • Free Mobile App and Budgeting tool

Kasasa Cash
What’s Kasasa Cash®? It’s free checking that rewards you for doing banking basics. Earn a high 2.25% APY* and unlimited refunds on your ATM fees, nationwide* (not just in Tennessee!). Connect Kasasa Cash to a free Kasasa Saver® account to build your savings automatically. Do you Kasasa?®
  • Free checking that pays high dividends
  • 2.25% APY* on balances up to $15,000
  • 2.25% to 0.51% APY on balances over $15,000 depending on balance in account*
  • 0.03% APY* if qualifications aren't met
  • Refunds on ATM fees, nationwide (unlimited)*
  • Can link to high-interest Kasasa Saver® account
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free Online Banking
  • Free eStatements
  • Free Visa® Debit Card
  • Free Electronic Bill Pay, if used monthly
  • Unlimited check writing
  • No minimum deposit to open


Free Kasasa Cash Back® Checking
Choose free checking that pays you back. Free Kasasa Cash Back® earns 2.50% (up to $7.50)* on your everyday debit card purchases each month.

You’ll also get refunds on your ATM fees, nationwide!* Link your account to free Kasasa Saver® to build your savings automatically. It’s easy to get paid with Kasasa®.
  • 2.50% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $7.50 cash back per month
  • Refunds on ATM fees, nationwide (unlimited)*
  • Link to free Kasasa Saver account to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free Online Banking
  • Free Electronic Bill Pay, if used monthly
  • Free eStatements
  • Free Visa® Debit Card
  • Unlimited check writing



Free Kasasa Saver®
Build your savings with no extra effort. Free Kasasa Saver® connects to your equally free Kasasa Cash® or Kasasa Cash Back® checking.

Each month that you earn cash in your Kasasa Cash or Kasasa Cash Back account, those earnings automatically transfer into Kasasa Saver. Kasasa Saver also earns up to 0.50% APY!*

  • Linked to free Kasasa Cash or Kasasa Cash Back checking account
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back rewards
  • 0.50% APY* on balances up to $15,000
  • 0.50% to 0.28% APY on balances over $15,000 depending on balance in account*
  • 0.03% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free Online Banking
  • Free eStatements
  • No minimum deposit to open



Kasasa Tunes
Buy your favorite music, movies, games, apps, and more — and we’ll pay you back. Free Kasasa Tunes® checking pays you $20 in refunds on iTunes®, Amazon®, or Google Play purchases just for signing up!*

After that, you can earn up to $5 in refunds every month.* You’ll even get unlimited refunds on your ATM fees, nationwide!*
  • Free checking that refunds your online purchases
  • Earn up to $5 every month in iTunes®, Amazon.com®, or Google Play purchases*
  • Get $20 in refunds on iTunes, Amazon, or Google Play purchases at sign up*
  • Refunds on ATM fees, nationwide (unlimited)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free Online Banking
  • Free Electronic Bill Pay, if used monthly
  • Free eStatements
  • Free Visa® Debit Card
  • Unlimited check writing
  • No minimum deposit to open
* Sign Up Bonus: When you open and fund your Kasasa Tunes account, you will be refunded up to an aggregate total of $20 (which includes any applicable taxes) for iTunes, Amazon.com, Google Play purchases, made with your Life Credit Union Kasasa Tunes debit card that post and settle to your account during the first 90 calendar days after your account is opened. This refund will be credited to your account on the last day of the Statement Cycle in which your aggregate iTunes, Amazon.com, Google Play purchase threshold of $20 posts and settles to your account. Any portion of the Sign Up Bonus that is not used within the stated time period will be forfeited. No minimum deposit is required to open the account. No minimum balance is required to obtain this bonus.

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit and credit card purchases processed by merchants and received by Life Credit Union as ATM or PIN-based, signature based transactions and purchases made with non-Life Credit Union issued debit or credit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

Reward Information: When Kasasa Tunes qualifications are met during a Monthly Qualification Cycle: you will earn up to an aggregate total of $5.00 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com, Google Play purchases must be made with your Life Credit Union Kasasa Tunes debit card and must post and settle to your account prior to the Monthly Qualification Cycle.


Join Us
Lending Services
Member Services
Financial Education
Virtual Branch
Online Resources
Member Benefits
©Copyright 2017 Life Credit Union. All rights reserved.   ::   Site Created by: VolCorp Design
home   ::   contact us   ::   membership   ::   lending   ::   member services   ::   online resources   ::   member rates   ::   online banking/bill pay

For questions or comments, please contact us: 2010 Church Street, Suite 204, Nashville, Tennessee 37203   ::   615-230-LIFE (5433)