news and information


 
Verification of Accounts
The Supervisory Committee is conducting a verification of accounts.

Please review your statement and report any discrepancies to:

Life Credit Union
Attention: Supervisory Committee
P.O. Box 331048
Nashville, TN 37203-1048


What does the Supervisory Committee do?

The Supervisory Committee is appointed by the Life Credit Union Board of Directors to represent the members and perform duties to safeguard the assets of Life Credit Union and the members' accounts. Your Supervisory Committee fulfills its responsibilities in accordance with the Federal Credit Union Act.

Life Credit Union's Annual Report records the yearly activity of the Supervisory Committee.

View our annual report.

 


YOUR CARD ON YOUR TERMS
Watch the Card Valet DEMO and tutorial below.

Get the mobile app that lets you control your Life CU debit card usage and spending on the go!

In addition, CardValet® empowers you to safeguard your card and protect yourself against fraud, all from your smartphone!

Take control of debit card spending.

With CardValet® you can:
  • Set spending limits
  • Check account balances and transactions
Create your own fraud protection.

With CardValet® you can:

  • Lock or unlock your card with one touch
  • Specify and monitor when/where/how your card is used
  • Instantly act on transaction alerts

In a climate where data breaches occur more frequently than ever, you have the ability to view your transactions at any time and reduce the likelihood of fraud.

It’s your card, on your terms.

Get started!   Download the CardValet app. It is available in the iTunes App Store and the Google Play Store.

Watch the tutorial!

 
Making Your World More Secure… With Text Fraud Alerts!
New Enhanced Fraud Protection!

We are always looking for new ways to stop fraud faster and with the launch of our newly enhanced fraud prevention tools; we can do just that. We’ve always monitored your account for fraud, but now we can quickly text message you, if we see something suspicious.

If you receive a fraud alert message, simply respond whether the transaction was yours or not. And don’t worry – if you miss our text we’ll also try to call you or send you an email. We will ONLY ask you to verify if you did make the purchase(s) or not. We will NOT ask for account or personal information.

Keeping you protected is important to us and we are excited to offer these new enhanced fraud services to you!

To ensure that you receive these notifications, contact a Life Credit Union staff member to verify your information. Please make sure that we have your most current mobile phone number, email address and primary home phone number.

Together, we can more quickly identify and prevent fraud!  


 








Tackle Your Finances!

Get in the game. Get organized.

Kick-off your financial game plan, and get organized this fall.

MyMoney from Life CU can help! Whether you're on the sidelines of the big game, or in the school drop-off line, it's easy to categorize and track your spending habits with MyMoney and make smarter choices with your money.

Set a spending target in MyMoney and see how well your spending goals match your spending habits.



It Pays to Set a Spending Target

Set a spending target in MyMoney, and you'll be automatically entered to WIN one of two $250 prizes, or one of three $100 prizes! It pays to track your money and learn more about your spending habits.

Simply log in to My Money and add at least one Spending Target to your Budget before November 30, 2017, and you’ll be automatically entered into the drawing to win one of five cash prizes.

Let us help you become a financial champ, today. Visit our Virtual Branch online banking site to learn more.

How to Set a Spending Target & Win!

Step 1:
Select "Add A New Spending Target" on the budget dashboard.

Step 2: Indicate the tags or categories you would like to track (for example, "Dining Out" "Fast Food" "Restaurant" "Coffee" "Lunch").

Step 3: Name the Spending Target (i.e. "Dining Out").

Step 4: Set your monthly limit. My Money will average the applied tags so you can set your budget according to your desired monthly spend and current average.

Step 5: Click the "Add Spending Target" button to complete the process of adding a new budget.

NOTE: Budgets will automatically reflect recent purchases based on the selected tags and will let you know when you're spending too heavily.

*NO PURCHASE NECESSARY. Open only to legal residents of the 50 United States (D.C.) and Puerto Rico, 18 years and older. Ends 11/30/2017. For Official Rules, including odds, alternate method of entry, and prize description, see rules listed below. Void where prohibited.




Fall Tackle Your Finances 2017 Sweepstakes


OFFICIAL RULES
No purchase, obligation or transaction necessary TO ENTER THE SWEEPSTAKES.

Promotion Period:
Fall Tackle Your Finances 2017 ("Sweepstakes") begins October 1, 2017 and ends November 31, 2017. Entries received prior to or after the Promotion Period are not eligible for the Sweepstakes.

How to Enter: Individuals will receive an automatic entry into the Sweepstakes when they log into Life Credit Union's My Money between October 1, 2017 and ends November 31, 2017, and have added at least one spending target to their budget. One entry per household.

Life Credit Union and contest sponsor – Debtfolio, Inc. dba Geezeo – are not responsible for entries that are lost, misdirected, delayed, destroyed, deleted, erased, stolen, or unreadable. Life Credit Union and Geezeo assume no responsibility for any error, problem, or malfunction (human, technical, or otherwise) which may occur in the creation, maintenance or processing of Sweepstakes entries, or which prevents entries from being created. To obtain a list of winners, send a self-addressed envelope to Fall Tackle Your Finances Sweepstakes - Winners, Attn: Geezeo Marketing Dept., 428 McLaws Circle, Suite 202-B, Williamsburg, VA 23185. This contest is administered by Geezeo.

ALTERNATE ENTRY: Individuals may also enter the Sweepstakes by hand printing the words "Fall Tackle Your Finances -Life Credit Union" and their full name, address, daytime phone number (including area code), and date of birth on a 3x5 card and mailing it (1 entry per envelope, only 1 entry per household) to: Fall Tackle Your Finances 2017 – [FI NAME], Attn: Geezeo Marketing Dept., 428 McLaws Circle, Suite 202-B, Williamsburg, VA 23185. Mail-in entries must be postmarked no later than November 31, 2017 and received by December 6, 2017. Proof of mailing does not constitute proof of delivery. The 3X5 card MUST BE ENCLOSED IN A NEW STANDARD, BUSINESS SIZE ENVELOPE SIZED AT 4-1/8" x 9-1/2". A return address MUST BE on the envelope. Geezeo is not responsible for lost, late, incomplete, misdirected, damaged, postage-due, or illegible entries or mail. Mechanically reproduced entries will not be accepted. Alternate entries are limited to one per household and you MAY NOT send in multiple entrees for multiple financial institutions. Once submitted, all entries become the property of Geezeo and none will be returned.

Eligibility: Entries are open to the general public. No purchase necessary. To qualify for the Sweepstakes, entrants must be a resident of the 50 United States (D.C.), Guam and Puerto Rico and be 18 years or older.

Employees, Board members and consultants of Life Credit Union and its subsidiaries, and their family members within the same household are not eligible to win.

Sweepstakes subject to all applicable federal, state and local laws. Sweepstakes void where prohibited or restricted by law.


Agreement to Official RULES: Participation in the Sweepstakes constitutes entrant’s full and unconditional agreement to and acceptance of these Official Rules and the decisions of Geezeo, which are final and binding in all matters relating to this Sweepstakes.

Selection of Winners: Winners will be chosen by random selection the week of December 9th, 2017, from all eligible entries received during the Promotion Period from all participating financial institutions. There will be a total of five (5) prizes: $250.00 grand prize, $250.00 first runner up prize, $100.00 second runner up prize, $100.00 third runner prize, and $100.00 fourth runner up prize.

For a selected entry to be declared a winner, the winning individual must satisfy all of the requirements as listed in these Official Rules. Winners need not be present and will be notified by e-mail, mail or telephone within 5 business days of selection. If a winning individual does not affirmatively accept his or her prize in writing or via e-mail within 10 calendar days of notification, an alternate entrant will be selected at random in his or her place from all eligible entries received.

Prize winners will be required to sign an affidavit of eligibility and liability/publicity release which must be returned within 10 days of notification. Winners agree to permit Geezeo and Life Credit Union to use their name, likeness, and city of residence for advertising and promotional purposes without additional compensation except where prohibited by law. Geezeo and Life Credit Union will make its best reasonable effort to contact all winners. If any winner cannot be contacted, an alternate winner will be randomly selected.

Prizes
: There will be awarded five (5) prizes: $500.00 Grand Prize, $250.00 first runner up prize, $100.00 second runner up prize, $100.00 third runner prize, and $100.00 fourth runner up prize. The arrangement of the prize distribution will be handled between the Prize Winner and Geezeo/ Life Credit Union. Geezeo/ Life Credit Union does not guarantee any specific rates or stock availability. No prize substitution is allowed.
The odds of winning are approximately 1 in 30,000; however, actual odds of winning will depend upon the number of entries received from all participating financial institutions.

Final determination of winners will be made by a staff member of Geezeo, whose decision is final.

Prizes are non-transferable and no substitution of prizes is permitted without the permission of Geezeo, which reserves the right to substitute a prize with another prize of equal or greater value. Geezeo will report all prize winnings to the appropriate state and federal agencies as required by applicable law. All taxes, fees, surcharges or liabilities relating to a prize are the sole responsibility of the winner. Payment of any federal state or local taxes will be the obligation of the winner, and any costs not specifically identified herein are the responsibility of the prize winner.

GENERAL CONDITIONS:
  • Geezeo reserves the right to add, delete or revise these Official Rules as necessary without notice. Geezeo and Life Credit Union are not responsible for printing errors or omissions.
  • These rules supersede any published advertising.
  • By entering the Sweepstakes, participants agree to release and hold harmless Geezeo, and Life Credit Union, their subsidiaries, affiliates, directors, officers, employees, and agents from any and all liability for any injuries, loss, or damage of any kind arising from or in connection with the Sweepstakes or receipt of the Prize. Geezeo and Life Credit Union and each of its officers, directors, employees, customers and representatives and agents are not responsible for any negligence, claims, liability, injury, property loss or other damages of entrants and/or winners arising from, or in connection with acceptance, receipt, possession or use/misuse of the prize awarded or participation in this Sweepstakes.
  • Geezeo and Life Credit Union are not responsible for any error or technical malfunction of any telephone, computer, or other equipment, which prevents an entry from being made or received during the promotional period. Geezeo and Life Credit Union are not responsible for any incorrect or inaccurate information, whether caused by tampering, hacking or by any of the equipment or programming associated with the Sweepstakes. Geezeo reserve the right to disqualify entrants who fail to follow these Official Rules or who make any misrepresentations relative to the Sweepstakes and redemption of prize. Entries by ineligible persons, fraudulent entries, or entries created in error will be disqualified and an alternate entry selected. Geezeo reserve the right to void or reverse the awarding of any prize obtained fraudulently or illegally and to seek appropriate remedies to recover any prizes.
  • All issues and questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, or the rights and obligations of entrant, Geezeo and Life Credit Union in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the substantive laws of the State of Connecticut, USA, without regard to choice of law rules.
  • ARBITRATION: NOTICE OF BINDING ARBITRATION AGREEMENT: You and we agree to attempt to informally settle any disputes arising out of or connected with this Contest or any prizes awarded. If that cannot be done, you and we agree that any dispute arising out of or connected with this Contest will be resolved by BINDING ARBITRATION administered by the American Arbitration Association in accordance with its Commercial Dispute Resolution Procedures and Supplementary Procedures for Consumer-Related Disputes. You thus GIVE UP YOUR RIGHT TO GO TO COURT to assert or defend your rights under these Official Rules (EXCEPT for matters that may be taken to SMALL CLAIMS COURT). Your rights will be determined by a NEUTRAL ARBITRATOR and NOT a judge or jury. You are entitled to a FAIR HEARING, BUT the arbitration procedures are SIMPLER AND MORE LIMITED THAN RULES APPLICABLE IN COURT. Arbitrator decisions are as enforceable as any court order and are subject to VERY LIMITED REVIEW BY A COURT. The place of arbitration shall be in the County in which you reside. FOR MORE DETAILS, check the American Arbitration Association’s website, www.adr.org, OR call the American Arbitration Association’s Customer Service telephone number at (800) 778-7879.


 
Vacation & Christmas? Join the Club and Start Saving!
Whether you are saving up for a vacation or some great gifts for the holidays, it is always a good time to start saving! We offer two club account types: the Christmas Club and the Vacation Club.

They both offer more flexibility than ever before, so you can use your club account the way that works best for you. Club account holders have two withdrawals available anytime from January through December in the calendar year.

If you have a sunny vacation on your mind or next Christmas’ gift plans, today is the day to get started! Payroll deductions make saving easy and convenient! Begin the New Year off the right way by saving now!
 

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For questions or comments, please contact us: 2010 Church Street, Suite 204, Nashville, Tennessee 37203   ::   615-230-LIFE (5433)