The credit score. What’s a good number? How do you maintain or build a good number? And what’s the benefit?
Having a good credit score will help you save money. You can certainly survive with a lower credit score, but it’s not easy and it is definitely not cheap.
Some benefits of good credit are:
If you are preparing to make a big purchase, is your credit score where you need it to be? Do you have some credit cards that you have paid off and would like to close? Do you know how that will affect your score?
- Lower Loan and Mortgage Rates
- Higher Approval Limits
- No Deposits on Cell Phone and Utility Contracts
- Lower Hassle Rental Agreements
- Better Insurance Rates
If you would like answers to these questions and much more, join us for a free learning session, Taking Control of Your Credit, on Thursday, October 8, at Noon at Life Credit Union, hosted by Eric Heath and Casey Midgett.
You can take steps to learn how to build and maintain a good credit rating, plus learn how to avoid the pitfalls that can negatively affect your score. Do you have some credit mistakes in the past? Our experts can help you find ways to build and repair your credit. If you would like to attend this learning session, please RSVP by Tuesday, October 6. Email us at email@example.com or call us at 615-230-LIFE to make your reservations, seating is limited.
YOU can take control of your credit and your financial future!
Isn't it time that your checking account pay you?
At Life Credit Union, we think that your free checking account should do more than just be a free checking account. So, how about a free checking account that rewards you for doing normal banking activities? That's the kind of checking account we think our members deserve.
That’s why we now offer Kasasa!
"Kasasa." Funny name, serious cash rewards.
Our free Kasasa Cash® checking pays you in high dividends monthly, and refunds your ATM fees anywhere in the U.S.*
If you'd rather have cash back on your debit card purchases, free Kasasa Cash Back® checking is the way to go. Plus, you'll get refunds on your ATM fees, nationwide* (so you can pretty much make any ATM your ATM!).
Free Kasasa Tunes® checking is for the online shopper who loves music, movies, and more. You’ll get refunds on your iTunes®, Amazon.com®, or Google Play purchases monthly. And just like the other Kasasa checking accounts, you’ll also get refunds on your ATM fees.*
Kasasa makes it easy to save, too.
Link your Kasasa Cash or Kasasa Cash Back checking to Kasasa Saver® to make saving automatic. The way it works is pretty simple: each month that you earn cash rewards in Kasasa Cash or Kasasa Cash Back, those earnings transfer into Kasasa Saver®. And your Kasasa Saver also pays you high dividends!
Sounds too good to be true?
A lot of things are, but Kasasa isn’t. You get rewarded for doing banking activities that save us money. We pay those savings back to you. It’s a win-win!
It’s easy to open your account.
If you are new, fill our our membership application to become a member of Life Credit Union and then come by the branch or give us a call.
If you already have a checking account with us, give us a call at 615-230-LIFE or email us at firstname.lastname@example.org and we can get you set up!
*Qualifications vary by account. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. ATM-processed transactions, transfers between accounts, debit and credit card purchases processed by merchants and received by Life Credit Union as ATM or PIN-based, signature based transactions and purchases made with non-Life Credit Union issued debit or credit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. Rewards vary by account. Depending on what Kasasa account you open, you will receive the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle: Interest on your checking balances (Kasasa Cash) / Cash back on debit card purchases (Kasasa Cash Back) / Reimbursements for iTunes, Amazon.com & Google Play purchases (Kasasa Tunes). When your Kasasa account qualifications are not met, reward distributions are not made. Rewards will be credited to your Kasasa account at the beginning of the next statement cycle. Rates and rewards are variable and may change after account is opened. Overdraft or NSF fees may reduce earnings. Account approval, conditions, qualifications, limits, timeframes, enrollments, logons and other requirements apply. No minimum deposit is required to open the account. Monthly minimum of twelve (12) Point of Sale debit card transactions that post and settle, access online banking once per month and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements, and logons may be required to meet some of the account’s qualifications. Limit 1 account(s) per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a Life Credit Union service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. iTunes is a registered trademark of Apple, Inc. Amazon is a registered trademark of Amazon.com. Google Play is a registered trademark of Google Inc. Apple Inc., Amazon.com and Google are not participants in or sponsors of this program.
Your life is busy...Take us with you!
Life Credit Union’s mobile banking features just got better, multiplied by two! We first introduced Mobile Money, our mobile banking service, in 2012. Now, we are pleased to introduce you to Mobile Deposit!
You can enjoy the ease and convenience of making a deposit, without having to leave your chair! Life Credit Union’s mobile deposit app is the easy way to deposit checks without driving to the credit union or putting checks in the mail. Simply use your smartphone* with our Mobile Deposit app to take a snapshot of your endorsed check, and then click. Deposit made! Simple! *This app is available for use with an iPhone® or Android™ camera-enabled device.
Mobile Deposit is available to qualified members. Download the app and register now!
If you haven’t signed up for Mobile Money yet, why not get started now?
Mobile Money, our mobile banking service, is the ultimate on-demand tool. With the app, you can stay connected to your Life Credit Union accounts using your smartphone. Check your balances, transfer funds, and even pay bills, all in real-time… whenever you need it and wherever you happen to be. Even if you don’t have a smartphone, Mobile Money also has the capability to send your account balances and transaction information via text message.
With Mobile Money, your information is fully secure. Utilizing multiple layers of authentication, you’ll never have to worry about the wrong people getting your information. A personal password and phone activation code keep your information safe.
Ready to sign up? It’s easy! To enroll, log on to Virtual Branch (our online banking service) and select Mobile Money from the Self-Service tab.
Mobile Deposit and Mobile Money...Double the convenience and double the access to your accounts, all from your mobile phone. Our mobile apps are super-powered!
Whether you are saving up for a vacation or some great gifts for the holidays, it is always a good time to start saving! We offer two club account types: the Christmas Club and the Vacation Club.
They both offer more flexibility than ever before, so you can use your club account the way that works best for you. Club account holders have two withdrawals available anytime from January through December in the calendar year.
If you have a sunny vacation on your mind or next Christmas’ gift plans, today is the day to get started! Payroll deductions make saving easy and convenient! Begin the New Year off the right way by saving now!
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For questions or comments, please contact us: 2010 Church Street, Suite 204, Nashville, Tennessee 37203 :: 615-230-LIFE (5433)