news and information


 


YOUR Card on YOUR Terms 
Watch the Card Valet DEMO and tutorial below.

Get the mobile app that lets you control your Life CU debit card usage and spending on the go!

In addition, CardValet® empowers you to safeguard your card and protect yourself against fraud, all from your smartphone!

Take control of debit card spending.

With CardValet® you can:
  • Set spending limits
  • Check account balances and transactions
Create your own fraud protection.

With CardValet® you can:

  • Lock or unlock your card with one touch
  • Specify and monitor when/where/how your card is used
  • Instantly act on transaction alerts

In a climate where data breaches occur more frequently than ever, you have the ability to view your transactions at any time and reduce the likelihood of fraud.

It’s your card, on your terms.

Get started!   Download the CardValet app. It is available in the iTunes App Store and the Google Play Store.

Watch the tutorial!

 
Making Your World More Secure… With Text Fraud Alerts!
New Enhanced Fraud Protection!

We are always looking for new ways to stop fraud faster and with the launch of our newly enhanced fraud prevention tools; we can do just that. We’ve always monitored your account for fraud, but now we can quickly text message you, if we see something suspicious.

If you receive a fraud alert message, simply respond whether the transaction was yours or not. And don’t worry – if you miss our text we’ll also try to call you or send you an email. We will ONLY ask you to verify if you did make the purchase(s) or not. We will NOT ask for account or personal information.

Keeping you protected is important to us and we are excited to offer these new enhanced fraud services to you!

To ensure that you receive these notifications, contact a Life Credit Union staff member to verify your information. Please make sure that we have your most current mobile phone number, email address and primary home phone number.

Together, we can more quickly identify and prevent fraud!  


 
Stay connected with us on Facebook!
Let's Talk!Let's Talk! Join us on Facebook!

Have you followed us on Facebook, yet? Social media is a great way for us to get to know each other better and for you to tell us what’s on your mind.

It's also the fastest way to see the latest news, events and promotions with Life CU.

Let's start the conversation! 


 
Website Accessibility Statement
Accessibility
Life Credit Union is committed to facilitating the accessibility and usability of its Web site, LifeCU.org, for all people with disabilities. Working with a web design firm, Life Credit Union will be further implementing over time the relevant portions of the World Wide Web Consortium's Web Content Accessibility Guidelines, as its web accessibility standard, according to the Section 508 Web Accessibility Standards developed by the United States Access Board (Section 508).

We have engaged a web design firm experienced in web accessibility. On an ongoing basis, Life CU will have periodic website accessibility audits, conducted in order to provide prioritized feedback to Life CU regarding conformance with WCAG 2.0 AA standards.

Contact Life Credit Union with Your Accessibility Questions
Please be aware that our efforts are ongoing. If, at any time, you have specific questions or concerns about the accessibility of any particular web page on LifeCU.org, please contact us at accessibility@lifecu.org. If you do encounter an accessibility issue, please be sure to specify the web page in your email, and we will make all reasonable efforts to make that page accessible for you.

 








Our Resolution to You:

We'll Help You Attain Your Financial Goals

Set Your Goals with Our PFM

The journey of 1,000 miles begins with one step. And My Money from Life Credit Union can help! Whether you're trying to save for a house, paying off student loans or putting money away for an awesome vacation, My Money can help you make smarter decisions and take you down the path of financial empowerment. Set a goal in My Money and see how well your spending goals match your spending habits.


It Pays to Set Financial Goals

Goal setting in My Money is easy - and could be lucrative! Once you start, you'll be automatically entered to WIN one of two $250 prizes, or one of three $100 prizes! It literally pays to get your financial house in order!

Simply log in to My Money(through Virtual Branch, our online banking site) and add at least one Goal before February 28, 2018, and you’ll be automatically entered into the drawing to win one of five cash prizes.

Let us help you reach your financial goals, today.

Visit our Virtual Branch online banking site to learn more.

How to Set a Goal in My Money

Step 1: Select "Add A Goal" on the goal dashboard.

Step 2: Select your desired pay off or savings goal.

Step 3: Fill in the required information.

Step 4: Click the "Create" button to complete the process of adding a new goal. Keep in mind, your Goal Summary at the bottom of the page will update your completion date and the amount needed per month according to your preferences in the form. Goals will automatically update your progress and will reflect your day-to-day account balances.

That's it! It's that simple. But while you're there, why not set a few more?


*NO PURCHASE NECESSARY. Open only to legal residents of the 50 United States (D.C.) and Puerto Rico, 18 years and older. Ends 2/28/2018. For Official Rules, including odds, alternate method of entry, and prize description, see rules listed below. Void where prohibited.




Winter Resolution 2018 Sweepstakes


OFFICIAL RULES
No purchase, obligation or transaction necessary TO ENTER THE SWEEPSTAKES.

Promotion Period
: Winter Resolution 2018 ("Sweepstakes") begins January 1, 2018 and ends February 28, 2018. Entries received prior to or after the Promotion Period are not eligible for the Sweepstakes.

How to Enter: Individuals will receive an automatic entry into the Sweepstakes when they log into Life Credit Union’s My Money between between January 1, 2018 and ends February 28, 2018, and have added at least one Goal. One entry per household.

Life Credit Union and contest sponsor – Debtfolio, Inc. dba Geezeo – are not responsible for entries that are lost, misdirected, delayed, destroyed, deleted, erased, stolen, or unreadable. Life Credit Union and Geezeo assume no responsibility for any error, problem, or malfunction (human, technical, or otherwise) which may occur in the creation, maintenance or processing of Sweepstakes entries, or which prevents entries from being created. To obtain a list of winners, send a self-addressed envelope to Winter Resolution 2018 Sweepstakes - Winners, Attn: Geezeo Marketing Dept., 428 McLaws Circle, Suite 202-B, Williamsburg, VA 23185. This contest is administered by Geezeo.

ALTERNATE ENTRY: Individuals may also enter the Sweepstakes by hand printing the words "Winter Resolution 2018 – Life Credit Union and their full name, address, daytime phone number (including area code), and date of birth on a 3x5 card and mailing it (1 entry per envelope, only 1 entry per household) to: Winter Resolution 2018 – Life Credit Union, Attn: Geezeo Marketing Dept., 428 McLaws Circle, Suite 202-B, Williamsburg, VA 23185. Mail-in entries must be postmarked no later than February 28, 2018 and received by March 6, 2018. Proof of mailing does not constitute proof of delivery. Proof of mailing does not constitute proof of delivery. The 3X5 card MUST BE ENCLOSED IN A NEW STANDARD, BUSINESS SIZE ENVELOPE SIZED AT 4-1/8" x 9-1/2". A return address MUST BE on the envelope. Geezeo is not responsible for lost, late, incomplete, misdirected, damaged, postage-due, or illegible entries or mail. Mechanically reproduced entries will not be accepted. Alternate entries are limited to one per household and you MAY NOT send in multiple entrees for multiple financial institutions. Once submitted, all entries become the property of Geezeo and none will be returned.

Entries are open to the general public. No purchase necessary. To qualify for the Sweepstakes, entrants must be a resident of the 50 United States (D.C.), Guam and Puerto Rico and be 18 years or older.

Employees, Board members and consultants of Life Credit Union and its subsidiaries, and their family members within the same household are not eligible to win.

Sweepstakes subject to all applicable federal, state and local laws. Sweepstakes void where prohibited or restricted by law.


Agreement to Official RULES: Participation in the Sweepstakes constitutes entrant’s full and unconditional agreement to and acceptance of these Official Rules and the decisions of Geezeo, which are final and binding in all matters relating to this Sweepstakes.

Selection of Winners: Winners will be chosen by random selection the week of March 9th, 2018, from all eligible entries received during the Promotion Period from all participating financial institutions. There will be a total of five (5) prizes: $250.00 grand prize, $250.00 first runner up prize, $100.00 second runner up prize, $100.00 third runner prize, and $100.00 fourth runner up prize.

For a selected entry to be declared a winner, the winning individual must satisfy all of the requirements as listed in these Official Rules. Winners need not be present and will be notified by e-mail, mail or telephone within 5 business days of selection. If a winning individual does not affirmatively accept his or her prize in writing or via e-mail within 10 calendar days of notification, an alternate entrant will be selected at random in his or her place from all eligible entries received.

Prize winners will be required to sign an affidavit of eligibility and liability/publicity release which must be returned within 10 days of notification. Winners agree to permit Geezeo and Life Credit Union to use their name, likeness, and city of residence for advertising and promotional purposes without additional compensation except where prohibited by law. Geezeo and Life Credit Union will make its best reasonable effort to contact all winners. If any winner cannot be contacted, an alternate winner will be randomly selected.

Prizes
: There will be awarded five (5) prizes: $250.00 Grand Prize, $250.00 first runner up prize, $100.00 second runner up prize, $100.00 third runner prize, and $100.00 fourth runner up prize. The arrangement of the prize distribution will be handled between the Prize Winner and Geezeo/Life Credit Union. Geezeo/Life Credit Union does not guarantee any specific rates or stock availability. No prize substitution is allowed.
The odds of winning are approximately 1 in 30,000; however, actual odds of winning will depend upon the number of entries received from all participating financial institutions.

Final determination of winners will be made by a staff member of Geezeo, whose decision is final.

Prizes are non-transferable and no substitution of prizes is permitted without the permission of Geezeo, which reserves the right to substitute a prize with another prize of equal or greater value. Geezeo will report all prize winnings to the appropriate state and federal agencies as required by applicable law. All taxes, fees, surcharges or liabilities relating to a prize are the sole responsibility of the winner. Payment of any federal state or local taxes will be the obligation of the winner, and any costs not specifically identified herein are the responsibility of the prize winner.

GENERAL CONDITIONS:
  • Geezeo reserves the right to add, delete or revise these Official Rules as necessary without notice. Geezeo and Life Credit Union are not responsible for printing errors or omissions.
  • These rules supersede any published advertising.
  • By entering the Sweepstakes, participants agree to release and hold harmless Geezeo, and Life Credit Union, their subsidiaries, affiliates, directors, officers, employees, and agents from any and all liability for any injuries, loss, or damage of any kind arising from or in connection with the Sweepstakes or receipt of the Prize. Geezeo and Life Credit Union and each of its officers, directors, employees, customers and representatives and agents are not responsible for any negligence, claims, liability, injury, property loss or other damages of entrants and/or winners arising from, or in connection with acceptance, receipt, possession or use/misuse of the prize awarded or participation in this Sweepstakes.
  • Geezeo and Life Credit Union are not responsible for any error or technical malfunction of any telephone, computer, or other equipment, which prevents an entry from being made or received during the promotional period. Geezeo and Life Credit Union are not responsible for any incorrect or inaccurate information, whether caused by tampering, hacking or by any of the equipment or programming associated with the Sweepstakes. Geezeo reserve the right to disqualify entrants who fail to follow these Official Rules or who make any misrepresentations relative to the Sweepstakes and redemption of prize. Entries by ineligible persons, fraudulent entries, or entries created in error will be disqualified and an alternate entry selected. Geezeo reserve the right to void or reverse the awarding of any prize obtained fraudulently or illegally and to seek appropriate remedies to recover any prizes.
  • All issues and questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, or the rights and obligations of entrant, Geezeo and Life Credit Union in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the substantive laws of the State of Connecticut, USA, without regard to choice of law rules.
  • ARBITRATION: NOTICE OF BINDING ARBITRATION AGREEMENT: You and we agree to attempt to informally settle any disputes arising out of or connected with this Contest or any prizes awarded. If that cannot be done, you and we agree that any dispute arising out of or connected with this Contest will be resolved by BINDING ARBITRATION administered by the American Arbitration Association in accordance with its Commercial Dispute Resolution Procedures and Supplementary Procedures for Consumer-Related Disputes. You thus GIVE UP YOUR RIGHT TO GO TO COURT to assert or defend your rights under these Official Rules (EXCEPT for matters that may be taken to SMALL CLAIMS COURT). Your rights will be determined by a NEUTRAL ARBITRATOR and NOT a judge or jury. You are entitled to a FAIR HEARING, BUT the arbitration procedures are SIMPLER AND MORE LIMITED THAN RULES APPLICABLE IN COURT. Arbitrator decisions are as enforceable as any court order and are subject to VERY LIMITED REVIEW BY A COURT. The place of arbitration shall be in the County in which you reside. FOR MORE DETAILS, check the American Arbitration Association’s website, www.adr.org, OR call the American Arbitration Association’s Customer Service telephone number at (800) 778-7879.


 
Vacation & Christmas? Join the Club and Start Saving!
Whether you are saving up for a vacation or some great gifts for the holidays, it is always a good time to start saving! We offer two club account types: the Christmas Club and the Vacation Club.

They both offer more flexibility than ever before, so you can use your club account the way that works best for you. Club account holders have two withdrawals available anytime from January through December in the calendar year.

If you have a sunny vacation on your mind or next Christmas’ gift plans, today is the day to get started! Payroll deductions make saving easy and convenient! Begin the New Year off the right way by saving now!
 

How Do You Want Us To Handle Your Overdrafts? - Click to Read...

 

Get Peace of Mind with Courtesy Pay - Click to Read...

 
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