The credit score. What’s a good number? How do you maintain or build a good number? And what’s the benefit?
Having a good credit score will help you save money. You can certainly survive with a lower credit score, but it’s not easy and it is definitely not cheap.
Some benefits of good credit are:
If you are preparing to make a big purchase, is your credit score where you need it to be? Do you have some credit cards that you have paid off and would like to close? Do you know how that will affect your score?
- Lower Loan and Mortgage Rates
- Higher Approval Limits
- No Deposits on Cell Phone and Utility Contracts
- Lower Hassle Rental Agreements
- Better Insurance Rates
If you would like answers to these questions and much more, join us for a free learning session, Taking Control of Your Credit, on Thursday, April 20, at Noon at Life Credit Union, hosted by Eric Heath and Casey Midgett.
You can take steps to learn how to build and maintain a good credit rating, plus learn how to avoid the pitfalls that can negatively affect your score. Do you have some credit mistakes in the past? Our experts can help you find ways to build and repair your credit. If you would like to attend this learning session, please RSVP by Tuesday, April 18. Email us at email@example.com or call us at 615-230-LIFE to make your reservations, seating is limited.
YOU can take control of your credit and your financial future!
File your taxes the smarter way and save! TurboTax® translates taxes into simple questions about your life, so you don’t need tax knowledge – or an appointment – to get your taxes done right.
Life Credit Union members can get discounts with TurboTax federal products. Get started today and save!
- Get your maximum refund. TurboTax searches over 350 deductions and credits to make sure you get your biggest possible refund, guaranteed.
- Be sure nothing gets missed. TurboTax CompleteCheck™ reviews every detail in your return, walks you through any final changes, and gives you the green light to file.
- You're not alone. Connect with an expert live, on-screen to get answers when you need them with TurboTax SmartLook™.
You can also find the Turbo Tax site on our Virtual Branch online banking page.
New Enhanced Fraud Protection!
We are always looking for new ways to stop fraud faster and with the launch of our newly enhanced fraud prevention tools; we can do just that. We’ve always monitored your account for fraud, but now we can quickly text message you, if we see something suspicious.
If you receive a fraud alert message, simply respond whether the transaction was yours or not. And don’t worry – if you miss our text we’ll also try to call you or send you an email. We will ONLY ask you to verify if you did make the purchase(s) or not. We will NOT ask for account or personal information.
Keeping you protected is important to us and we are excited to offer these new enhanced fraud services to you!
To ensure that you receive these notifications, contact a Life Credit Union staff member to verify your information. Please make sure that we have your most current mobile phone number, email address and primary home phone number.
Together, we can more quickly identify and prevent fraud!
The Tennessee Department of Financial Institutions has received information about a group of scammers who are requesting account information either over the phone or via a fake website link.
If you get a message asking you to verify or provide personal information such as your account number, user name, password or Social Security Number, it DID NOT come from Life Credit Union. We will never send you a letter, text message or email asking for your personal information. If you get a message or request like that – do not respond.
Life Credit Union will only send text alerts on potential fraud requiring a simple ‘yes’ or ‘no’ response.
Remember: Never provide payment or sensitive information on a call, text or email that you did not initiate. You play an important role in safeguarding your information.
For more information, call Life Credit Union at 615.230-5433. We are here for you for life.
Define Your Goals. Make New Choices. Change Your Life.
Making financial decisions can be complicated, complex or even intimidating. At Life Credit Union, we want to come alongside you to help you get the most out of life! Our Financial Life Coaches are available to discuss your goals and offer suggestions on how you might structure your finances in order to position yourself for long-term success or simply improve your current financial wellbeing.
No goal is too small. No desire is too big. Take a fresh look at LIFE!
The first step is to contact us, so we can match you up with your very own Financial Life Coach and schedule a one-on-one consultation. Call us at 615-230-LIFE or email us at firstname.lastname@example.org to get started.
Get the mobile app that lets you control your Life Credit Union debit card usage and spending on the go!
In addition, CardValet® empowers you to safeguard your card and protect yourself against fraud, all from your smartphone!
Take control of debit card spending.
With CardValet® you can:
Create your own fraud protection.
- Set spending limits
- Check account balances and transactions
With CardValet® you can:
- Lock or unlock your card with one touch
- Specify and monitor when/where/how your card is used
- Instantly act on transaction alerts
In a climate where data breaches occur more frequently than ever, you have the ability to view your transactions at any time and reduce the likelihood of fraud.
It’s your card, on your terms.
Get started! Download the CardValet app. It is available in the iTunes App Store and the Google Play Store.
Whether you are saving up for a vacation or some great gifts for the holidays, it is always a good time to start saving! We offer two club account types: the Christmas Club and the Vacation Club.
They both offer more flexibility than ever before, so you can use your club account the way that works best for you. Club account holders have two withdrawals available anytime from January through December in the calendar year.
If you have a sunny vacation on your mind or next Christmas’ gift plans, today is the day to get started! Payroll deductions make saving easy and convenient! Begin the New Year off the right way by saving now!
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For questions or comments, please contact us: 2010 Church Street, Suite 204, Nashville, Tennessee 37203 :: 615-230-LIFE (5433)